If you are struggling with your mortgage repayments then you may be considering selling your home to avoid repossession. However, you do need to take car when selling and looking for an estate agent. Four years ago the Financial Services Authority looked into estate agents to ensure that consumers were getting a fair deal, now in 2009 they will make another review of them. If you want to sell your home there is another option you could consider and this is selling with a company regulated by the FSA who offers a sell and rent back scheme

There are many companies offering sell to rent back uk schemes which provide homeowners with the opportunity to sell their home and then remain in it by paying monthly rent that is more affordable than the mortgage many struggled to pay. However, it is essential to check that the company you are considering going with is regulated too. This will go towards ensuring that you are offered the best deal possible for your circumstances. When considering selling and renting back you can apply online and know within 24 hours if you may be able to sell your home this way. You could also buy back your home in the future for a price that was fixed at the time of selling so you can get back on the property ladder once your financial status has improved.