You can choose to take a sale and rent back with a sale and rent back agreement as a way of avoiding losing your home to the mortgage lender if you cannot keep up with your mortgage repayments. The way you do it is to sell your home to a regulated company online who will pay cash for your home which allows you to pay off the mortgage and then you pay rent each month to remain in the property.

Typically when you sell this way you may not receive 100% of the full value of your home and the rental period may be over a fixed period.

Selling this way is one way of avoiding property reposession and of course you would not have to move out of the property. However it may not be the most suitable and you should check all other options open to you before going ahead and rushing into selling your home.