Not being able to get the money together each month for you mortgage is a nightmare if your circumstances change. A change of circumstances could come about for a variety of reasons including loss of income or the end of a fixed rate of interest. Whatever the reason, if you get behind on your mortgage, then you are at risk of losing your property.

Selling house to rent back is one solution that you should look into as a way of being able to remain in the property, while at the same time not having the worry of a mortgage hanging around your neck. You are able to sell your property to a company specialising in offering buy and rent back schemes and then pay rent each month.

The monthly rent will be lower than the mortgage repayments that you struggling with and which were a nightmare each month, and as you have avoided being evicted your credit status will not gain a bad mark against it. You will be given excellent advice every step of the way and many companies will also allow you to buy back the property at a pre-agreed price regardless of the property market at the time you buy back.