Are your faced with a huge struggle to be able to maintain your mortgage repayments? Are you already in mortgage arrears by months and the lender is threatening to take you to court? If you are then could look into being able to sell your home so you can pay off your existing mortgage and arrears. If you choose to sell and rent back your home through a sale and rent back agreement you could stop property reposession and you would not have to move out of the property. You are able to remain in the property for the fixed rental period but there is no lifetime rental guarantee.

We would give you advice on how to stop repossession proceedings which would allow time for the sale of your home to go through. However as you can sell a house with us, choosing this option to avoid losing your home often means the whole process is over within a matter of just a few weeks.

The downside to taking a sale and rent back agreement to avoid losing your home is that you may not get the full value of the property. However weigh this up against the fact that usually there are no fees to payout for solicitors or estate agents.