If you are faced with eviction due to being unable to keep up with your mortgage repayments then your choices are limited. You will either have to move out on the date that the court sets, have bailiffs evict you after this date or you can sell your home and then payoff the mortgage. However if you sell through an estate agent then it can take many months, if you sell at all, and as time is not on your side it can be risky. The judge might be willing to give you more time but then he/she might rule against you. More importantly you would have to leave your home.

There is another option you can look into; you can choose to sell your house rent it back with a company offering a sale and rent back agreement. The company may be able to work with when it comes to the courts so that the eviction process is stopped while the sale goes through. They should explain to you every step of the process so that you are able to make a decision.

Bear in mind that there are pros and cons to taking a sale and rent back agreement. While there are no fees to pay for the sale you may not get the full value of your home. Also bear in mind that there is typically a rental period so you may not be able to live in the property for ever.