I have fallen behind on my mortgage arrears and want to avoid repossession but I want to stay in the property so how do I sell my house and rent it back? This is a common question that an ethical buy to rent specialist may be able to answer.

Generally you can apply online with such a company and they would give you an idea as to how much you would be able to sell your home for, this is typically around 70% of the value of the property. The company should also tell you how much you would be able to rent the property back for, bear in mind that usually you rent back for a fixed period of time. They would also be able to show you how you can stop any proceedings that already underway by your provider which would give time for the sale of the property to go through.

By choosing the option of selling to rent back my house I may be able to avoid the stigma associated with repossession and there would be no upheaval at having to move out of the property immediately. I would pay rent that was typically more affordable than the mortgage repayments, and would have the cash from the sale to pay off the mortgage and any mortgage arrears.