Have you got in above your head with your mortgage repayments? Can you no longer afford to maintain them to keep the roof over your head? Are you just managing but not sure how much longer you will be able to hang in there? If so then you could consider taking the option to sell to rent and stay on in the property as a tenant. You would not have to worry about finding large monthly mortgage repayments but instead you would pay a more manageable and affordable sum of rent each month.

When selling house and rent back the property you would pay off the mortgage you are struggling to pay which would get the lender off your back and not have the hassle of having to find somewhere else to live.

You could apply online with a reliable company offering to pay cash for your home and in as little as a period of 24 hours you would have an idea as to how much the company would pay for your home. If all is well your home would be valued and then you would be told how much rent you would need to pay and how much you could buy back the property for in the future if you wanted to buy back.