One way of stopping mortgage arrears would be if you could sell your home to a cash buyer. With cash in hand you would be able to payoff the mortgage and so not have to face the possibility that you could lose your home. However putting your home on the market and hoping it will sell quickly is almost impossible. Along with this you would also have to move out of your home and let the new buyer move in.

There is another way of making a sale for cash and that is by going with a company that offers a rent back solution. The scheme involves you selling your home to them and choosing to pay rent each month for a sum that is far more affordable than the mortgage you were struggling to pay each month.

The company would work with you to reach an agreement for the sale of the home and the rent you pay along with fixing a price that you could buy the home back for if and when you were more financially secure. The company would provide you with all the information so that you can check to be sure that this would be a viable option for your needs and work with you every step of the way.