For the many homeowners across the UK who are already struggling to meet mortgage repayments and other debts Christmas is something they might well do without. However if you have children then of course the festivities cannot be avoided. This leaves many with financial worries as they struggle to meet there bills and keep a roof over their heads. In some cases it all becomes too much and debt and mortgage arrears occur.

While it may be easy to think, Im only behind by one month, I can catch up it can be all too easy not to. Mortgage arrears of course can mean you are at risk of losing your home if you get over your head and cannot catch up on the missed payments. If you have fallen behind and cannot catch up you may

wish to consider looking into a sell home and rent back deal with an FSA backed company.
When you sell house and rent back you of course are able to remain in the property as a tenant. Typically, you are also offered a buy back option, which means you choose to become the homeowner again in the future once your financial situation has evened out.