Instead of looking forward to the Christmas festivities, many homeowners feel it is a huge worry. Giving gifts is a part of Christmas and for many already struggling to meet their mortgage repayments and other debts this is a huge worry. At a time of giving many are worrying whether their mortgage lender will take heart and give them time to repay mortgage arrears or if they will be forced out of their homes onto the streets.

If you are worried about maintaining your mortgage repayments or you are in mortgage arrears then you may wish to consider the possibility of being able to sell house and rent back. If you sell house to a company offering you the option of paying affordable rent to remain in the property you are able to avoid the stigma of repossession.

If I were to sell and rent back my home, I could also take the option of being able to buy back the property in the future once my financial situation had settled down. A sell and rent back option could make life so much easier and when selling this way there are no fees to pay out which of course is essential when you are struggling financially.