Are you in mortgage arrears and having to face the prospect of losing your home? If so then it is important that you act as quickly as possible towards reaching a solution to stop the lender taking your home. If you sit back and do nothing then the chances of losing your home in the courts would be very high.

The numbers of cases of mortgage repossession grow each year and some of these lender repossessions could perhaps have been avoided. While you might not be able to pay back arrears that you have fallen back onto to stop you from being repossessed you could look into choosing a sale and rent back agreement. You could be free of your mortgage payments yet would be able to remain in the property by paying monthly rent. However the rental agreement would be fixed at the time of selling so there is no guarantee of staying in the property for you lifetime.

We are fully regulated to advise on, arrange and enter into regulated sale and rent back agreements.