Home reposession is a huge worry for everyone buying their home over many years. Fall behind on just a couple of months repayments and the lender could take you to court to have you evicted. Mortgage arrears can happen at anytime and through no fault of your own, you could fall ill and have to take many from work for example without pay.

One way of avoiding losing everything you have built up in your home is to take a sell and rent back agreement offered by a specialist company with the backing of the FSA. You can apply online and then decide if this may be an option worth looking into deeper. The best thing about selling this way is that you would be able to remain in the property, for a certain period, by paying affordable monthly rent each month.

The company offering you the sale and rent back agreement may work with you and show you how to avoid stopping repossession giving time for the sale to go through. A rent back solution is just one way that you may be able to avoid losing everything but you have to weight up the good and bad points.